If you have a vehicle, big or small, you should get an insurance-approved vehicle tracker today—because in South Africa, it’s a necessity, not an option. Drivers and fleet owners not only have to worry about hijackings but also the financial strain that comes with having your vehicle stolen.
According to data provided by the South African Police Service, from Jan – March 2025, 4546 vehicles were hijacked. That works out to roughly 50 vehicles being stolen each day, meaning that one vehicle was hijacked every 32 mins!
So what does this mean for South Africans? It means that on top of worrying about dropping your kids off at school, avoiding traffic, dodging potholes and getting your stock to your clients; you now also need to worry that every time you’re on the road, if you’re going to be a statistic.
At Cartrack, we unfortunately can’t remove the thieves from the road, but we can make their “jobs” harder, your lives safer, and possibly your insurance premiums lower—all thanks to our top-of-the-range vehicle tracking device.
Insurance companies insist on certain brands of trackers because only certain trackers have been certified by independent organisations like VESA. This certification backs the quality and reliability of the device, meaning that the chance of your vehicle being retrieved after being stolen is much higher.
What organisations like VESA check on a tracking device are:
It’s the same reason you're more likely to choose an established phone brand when buying a new phone. You trust that the brand made a quality phone that won’t break after a small fall. Your vehicle is a much more valuable asset compared to your phone, which is why you should want to protect it with the right, reliable tech.
A bonus to you for getting an insurance-approved tracker means that you'll possibly be able to lower your insurance premiums!
An insurance-approved tracker saves your pocket by removing the financial burden that comes with having your car stolen. A high-quality tracking drive (like the one from Cartrack) will increase the chance of you getting your vehicle back and just having one fitted will likely lower your insurance premiums.
An insurance company is there to help you out when something happens to one of your assets. A tracking device helps keep one of your biggest assets safe, assuring you and your insurance that if your vehicle does get stolen, the chance of you getting it back is high.
Think about the costs that come with having your car stolen. You now need to figure out how to get around, and using an e-hailing company or renting a vehicle is expensive. And even with insurance, the payout usually doesn’t cover the full cost of a new vehicle, which is why it’s always better to have your vehicle recovered than to rely on the settlement.
One of the reasons insurance companies love Cartrack is because we have numbers to back our claims. Over the past decade we have successfully recovered 100 000 vehicles!
Tracking devices help protect the person, not just the car. This is because modern tracking devices do more than just track a GPS location. Tracking devices, like the one from Cartrack, have features like panic buttons, roadside assistance and automatic crash detection.
All of these features put you at ease when you’re on the road and reduce your risk valuation from your insurance company. So if you look at it like that, it’s really a win-win situation.
An insurance-approved tracking device will help you turn compliance into a competitive advantage because you’ll have secure and reliable eyes watching your fleet when you can’t. Advanced tracking devices also give you operational insights that you’ll be able to turn into valuable insights.
Businesses with fleets often have the highest insurance rates on their vehicles. This comes down to the fact that you’re a higher-risk client compared to the everyday person. Your fleet travels on busy roads constantly, they carry expensive cargo, and trucks and delivery vehicles are more expensive in general.
It also makes business sense to try and reduce the total risk cost associated with your fleet. When you install insurance-approved trackers in your fleet, you have the ability to negotiate with your insurance provider to get lower rates.
Let’s say one of your heavy-duty trucks carrying half a million rand in materials has been stolen. Dealing with the insurance to get the payout isn’t even half of the battle you’ll have to fight. What about the client waiting for their stock and your driver that has been traumatised?
Invest in a tracking device from Cartrack that has rapid recovery teams, and who’ll work around the clock to get your truck back before the cargo has been stolen or damaged. Invest directly into the success of your business!
An insurance-approved tracker has the ability to provide you with accurate data on your drivers’ driving behaviour. This tech allows you, as the fleet manager, to monitor how your drivers are performing on the road.
You’ll know if they’re:
Having the data available gives you a leg to stand on with your insurance company because you can prove to your insurance provider that you have reliable and responsible drivers.
The tech behind certified trackers is multi-constellation GNSS and GSM tech. This technology is what ensures accurate location tracking and prevents signal jamming. One of the main reasons insurance companies prefer certain vehicle trackers is because only certain devices have advanced tech that can truly support vehicle recovery.
GNSS and GSM are advanced tracking units that are designed for finding your vehicle even in the most remote/low-signal areas. Basic tracking devices solely rely on GPS tech, but advanced units, (like the ones from Cartrack) use multi-constellation GNSS, which connect to multiple satellite systems.
This is why we have such a high recovery rate, and why insurance companies love us!
Criminals have gotten smarter, and instead of them just taking your car and hoping for the best, they’re using signal jammers to block the signal of your tracking device. At Cartrack we like to be one step ahead. Our tracking units are designed to detect when our signal is being blocked, and when this happens the unit will trigger an internal alarm and send an alert to our control room.
This type of tech gives us the insurance stamp of approval!
A tracker can't be useful if it can be disabled when the car battery wires are cut. An insurance-approved tracker, like ours, has a backup power source. This way the signal will still be transmitted even without the vehicle’s main source of power. Cartrack’s tracking devices are also designed to handle extreme temps and vibrations.
Giving you the reassurance that you’ll always be protected no matter the circumstances.
Cartrack is the gold standard for insurance-approved trackers because we can back up our claims with numbers. Over the past 10 years we’ve recovered around 100 000 vehicles, and every day we’re recovering more! We also have a lifetime maintenance warranty on our hardware, making sure you’ll always be protected.
And if you're still unsure as to why you should choose us to be your insurance-approved tracker, remember that there are a lot of companies that can show you where your car is on a map…but there are only a few that can go out and get it for you. And Cartrack is at the top of that list.
Contact us today to get an obligation-free quote and get those insurance premiums down!
Protect your vehicle with an insurance-approved tracker that slashes premiums, ensures 24/7 recovery, and turns compliance into a business advantage.
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